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Is your house in order?

Not many of us think about death or even know when it might happen, but it is fair to say that it may come just when you don’t expect it. 

Hence, have you given some thought as to how you would like your financial affairs to be left in the event of your death?

Below is a list of 26 documents that should make it easier for those who you leave behind.

Birth, Marriage and Divorce

1. Personal birth certificate
2. Marriage license
3. Divorce papers
4. Birth certificate/adoption papers for minor children

Life Insurance and Retirement

5. Life insurance policy documents (including beneficiary nominations)
6. Personal pension documents
7. Employer pension details
8. Annuity documents
9. Details of any entitlement to state pensions

Bank Accounts

10. List of bank accounts
11. Details of safe deposit boxes

Proof of Ownership

12. Property, land and cemetery deeds
13. Mortgage details
14. Proof of loans made
15. Proof of debts owed
16. Vehicle ownership documents
17. Stock certificates, brokerage accounts, investment platform details
18. Details of premium bonds, government bonds, investment bonds
19. Partnership and corporate operating/ownership agreements (including offshore companies)
20. Tax returns

Essentials

21. Will
22. Instruction letter
23. Trust documents
24. Burial/cremation wishes

Miscellaneous

25. List of names and contact numbers for: Financial adviser, doctor, lawyer/solicitor, accountant, insurance broker.
26. Details of your on-line life – A list of your usernames/passwords for your e-mail accounts, online bank accounts etc.

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