MEDICAL INSURANCE
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Most insurers will give a "multi" policy discount i.e. house, car , health with the same company usually minimum 10% extra discount. Additionally most companies offer differing levels of cover i.e. Bronze,Silver, Gold and/or will tailor policies to suit your needs so that you are not paying for something that you do not want or do not need. I have always found my bank CMB very competitive and helpful.

I pay €27 per month for a hospital only mutuelle. I calculated that the extra payable for full cover far exceeds my yearly costs which include regular GP visits for blood pressure tablets, CT scans, X-rays, consultant appointments, ophthalmologist, dentist etc. etc. My own contribution to all these is minimal.

We (age 62 and 55) pay €120.53 per month with AFPS (via Soficas). They have 4 levels of cover and this is next to the top (level 3).
I guess it depends on what you think you may need (although not sure how any of us can assess that!) and what you can afford. We consider healthcare to be a top priority so are happy to pay.