Pension Changes for Women

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There is an interesting thread in the "Non-local," discussions concerning the pension changes affecting women born in the 1950's. A group has been formed to campaign on behalf of women to whom the changes apply. The quickest route to the post is by entering the word WASPI into the Forum Search box. WASPI stands for Women Against State Pension Increase.

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Corsaire-975460 1448314815

Read and signed . Thank you for bringing this campaign to everyones attention chris22. Though male and retired,  I know of many women who have their plans for retirement thrown overboard by this underhanded and uncaring change. It's the same lot who took the WFP from pensioners in France by cooking the books and changing the rules!

chris22-401384 1448315801

Thank you Corsaire. One of the few things the government is good at is moving the goalposts!

Iguana Rock 1448318983

I signed it about 3 weeks ago and this is the email I received:


Government responded:


State Pension age changes were first made in 1995. All women affected have been directly contacted following the changes. There are no plans to alter State Pension age arrangements for this group.


Firstly, to clarify, State Pension age (SPa) changes affect individuals in the following way:
• Women born between 6th April 1950 and 5th April 1953 have an SPa set by the 1995 Pensions Act, of between 60 and 63. This group will reach SPa by March 2016, and will therefore receive a State Pension under the current system.
• Women born between 6th April 1953 and 5th December 1953 have an SPa set by the 2011 Pensions Act, of between 63 and 65. The maximum increase in SPa that anybody will experience relative to the 1995 timetable is 16 months. This group will reach pension age after the introduction of the new State Pension.
• Men and women born between 6th December 1953 and 5th April 1960 have an SPa set by the 2011 Act, of between 65 and 66. Of the approximately five million individuals affected by the 2011 change, two point four million are men. For women, the maximum increase in SPa relative to the previous timetable is 18 months and for men it is 12 months. This group will also reach pension age after the introduction of the new State Pension.


Both the 1995 and 2011 changes followed on from public calls for evidence. The Government has notified the women affected by the State Pension age changes. Following the 2011 changes, DWP wrote to all those directly affected to inform them of the change to their State Pension age - using the address details recorded by HMRC at the time. Mailing to these individuals, due to reach State Pension age between 2016 and 2026, was completed between January 2012 and November 2013, subject to the accuracy of their address details with HMRC. Letters to women with a State Pension age determined by the 1995 timetable (born between 6th April 1950 and 5th April 1953) were sent between April 2009 and March 2011. The DWP also has information on State Pension age changes and who they affect on gov.uk. This includes State Pension age timetables, impact assessments (including an impact assessment for the 2011 Pensions Act) and a State Pension age calculator. In addition, the State Pension age equalisation changes were built into the State Pension statement IT system; introduced in 2001. Therefore, statements produced on request using this system would have included women’s new State Pension ages as determined by the 1995 Pensions Act.


The Government will not be revisiting the State Pension age arrangements for women affected by the 1995 or 2011 Acts. The Government carried out extensive analysis of the impacts of bringing forward the rise to 66 when legislating for the change (impact assessment available at Gov.uk). The decision to amend the timetable originally set out in the bill, to cap the maximum increase at 18 months rather than 2 years, was informed by this analysis.


All women affected by faster equalisation will reach State Pension age after the introduction of the new State Pension. The new State Pension will be more generous for many women who have historically done poorly under the current, two-tier system - largely as a result of lower average earnings and part-time working. Around 650,000 women reaching State Pension age in the first ten years will receive an average of £8 per week (in 2014/15 earnings terms) more due to the new State Pension valuation of their National Insurance record.


Regular consideration of State Pension age is necessary to ensure the pensions system remains sustainable as life expectancy grows. The 2014 Act provides for a 6-yearly review, to take into account up-to-date life expectancy data and the findings of an independently-led review. The first review will conclude by May 2017 and will consider, amongst a number of other factors, the impact of State Pension age change on women.


The policy decision to increase women’s State Pension age is designed to remove the inequality between men and women. The cost of prolonging this inequality would be several billions of pounds. Parliament extensively debated the issue and listened to all arguments both for and against the acceleration of the timetable to remove this inequality. The decision was approved by Parliament in 2011 and there is no new evidence to consider.


Department for Work and Pensions


Click this link to view the response online:


https://petition.parliament.uk/petitions/110776?reveal_response=yes


The Petitions Committee will take a look at this petition and its response. They can press the government for action and gather evidence. If this petition reaches 100,000 signatures, the Committee will consider it for a debate.


The Committee is made up of 11 MPs, from political parties in government and in opposition. It is entirely independent of the Government. Find out more about the Committee: https://petition.parliament.uk/help#petitions-committee


Thanks,
The Petitions team
UK Government and Parliament

chris22-401384 1448320008

Yes, thanks for that, everyone gets this standard reply. Its worth putting "Women Against State Pension Increase," into Google to see links to the latest media coverage.

Chris the cook -425443 1448320945

I was born in October 1952, my pension was paid at age 62 years & 7 months. I was not notified by DWP of the change to my pension qualifying date, I found out from news coverage.


If the maximum increase in state pension age is 16 months from the 1995 table then how do they explain my wait of 31 months?


I will sign the petition and tell my friends


 

sunshinedays 1448354512

Women born 1955 have to wait 6 years longer to receive their pension. 

chris22-401384 1448364237

https://www.youtube.com/watch?v=5PPS8ZrphDA&feature=youtu.be


Baroness Joan Bakewell speaking about the issue yesterday on tv.


The government petition now has 39483 signatures.


 


 

shepherdscrook 1448366538

I have never been notified at all and fall under the 2011 act. great for the Govt contacting us all to let us know not !!!!It still hasn't put me off going back lol

Lynne&Ham-782094 1448367475

Update: Following Baroness Joan Bakewell's appearance on BBC Breakfast news, 23rd November and her question in the house of Lords the same day  the numbers of signatures on the petition has been growing rapidly (currently at 39,500 plus). You will find the question, the comments from other Lords and the responses from Baroness Ros Altmann here: - (Scroll to 15.03 pm)


http://parliamentlive.tv/Event/Index/ad5f914f-13f2-4e5e-b64e-a011c3cd27f6


 

patty-549001 1448972013

Come on everyone, there must be more of us out there in the same boat!! More signatures needed!


Go WASPI.....

Watty-794352 1448976022

I would just like to point out (as I did in the previous discussion) that, although I am one of the 'lucky' ones who did receive my state pension at 60, I had to work 39 years to qualify for this.  (Men had to work 44 years, which always struck me as unfair.)  This qualifying period has now been reduced, so, although women (and men) will have to wait longer to receive their pensions, they do not have to work as many years.


This enables many people with a company pension to retire early and still receive the FULL state pension at the appropriate age, having paid their contributions for fewer years than many of us did. 

chris22-401384 1448984776

Patty: Second that!


Watty: Good that men and women will now need the same number of qualifying years and will get their pensions at the same age eventually but a shame that the government have made a hash of the transition process.


It's worth mentioning that the article in the online Connexion dated 26th November, whilst accurate for the most part, gives incorrect figures at the end of the article for the age that women born in the 1950's can receive their pension. They quote the ages given by the 1995 legislation. In 2011 further legislation pushed these dates back by another 18 months.


Paul Lewis, a financial journalist often on the Moneybox programme, has written a very clear explanation on how the pension changes affect women on his blog for 19th Novemeber. Google "Paul Lewis blogspot 19/11"


Above all, sign the WASPI petition and spread the word!

Lynne&Ham-782094 1449593626

Update.


An excellent debate was held in Westminster Hall, December 2nd concerning this issue and proposed by Barbara Keeley MP. It made the issues very clear. The debate was well attended and there was support from MPs of all parties. You can watch the debate here:


http://parliamentlive.tv/Event/Index/616c1049-330b-420b-a3f5-db25c6bffbbb


One of the MPs who spoke in support during that debate was Tim Loughton (Cons) MP for East Worthing and Shoreham. He has also made a video expressing his views:


https://www.facebook.com/TimLoughtonEWAS/videos/1684472225169210


(He has made a slight error in that free prescriptions are still available at 60 for men and women in the UK and have not been delayed. However, of course that does not affect us in France.) Tim has said that he is happy to hear from anyone affected by this issue and not only those who are his constituents. This is great news for the British living abroad who may not have access to a British MP. It offers an opportunity to tell their story, express their support for the WASPI campaign and the need for fair transitional arrangements.


There are more than 47,300 signatures on the petition today. Please keep sharing about the campaign.

Chris the cook -425443 1452796260

Good news parliament are debating this petition on February 1st

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