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A new campaign group has recently formed in the UK called WASPI (Women Against State Pension Inequality Campaign) to "seek fair transitional arrangements for all women born on or after 6th April 1951 who have unfairly borne the burden of the increase to the State Pension Age (SPA). Hundreds of thousands of women have had significant changes imposed on them with a lack of appropriate notification. The 1995 Conservative Government’s Pension Act included plans to increase women’s SPA to 65, the same as men’s. Women Against State Pension Inequality (WASPI), agree with equalisation, but don’t agree with the unfair way the changes were implemented – with little/no personal notice (1995/2011 Pension Acts), faster than promised (2011 Pension Act), and no time to make alternative plans. Retirement plans have been shattered with devastating consequences." A crowdfunding exercise raised enough to pay for legal advice and barristers are currently considering potential action. A petition has been signed by more than 21,000 people since the 20th October. Yesterday it was announced that the Parliamentary Select Committee for Work and Pensions will be seeking submissions from women born in the 50's. "The Work and Pensions Committee have launched an inquiry into the new State Pension introduced in April 2016. Concerns have been raised that many of those who will be affected by the changes do not know enough about the changes or exactly what they will mean for their pensions." More details here:- I am sure that there are many of you (like me) who are affected by these changes. You may want to consider signing the petition and asking your family and friends to do the same here You can find more information about the campaign and read some of the heartbreaking stories about women who have been left without the money they are entitled to here: Please pass this information to the women you know who were born in the 50's!
Hi, I am in the process of applying for a tax rebate from HMRC taken from from private pension over the last 4 years from drawdowns and a final lump sum.The tax deducted was at 20% whereas the french require 7.5% as told by my local tax person. Does anyone know if this subject also to the 8% health cotistation that I already pay here please?
Hi, Is anybody interested in the cessation of Winter fuel payments to UK expats in France, over 60 years old? The cessation of WFP is being discussed at this link: http://normandy.angloinfo.com/forum/viewtopic/116450/0/winter-fuel-allowance/24 It is an emotive issue for many (but by no means all) UK ex-pats; feeling morally or legally hard done by, made worse by a feeling of impotency. There are however signs that not all is lost, the 'Case C-503/09 Stewart', took years to resolve, but in the end, achieved at least a couple of years WFP. Make sure you claim your allowance, even if it is rejected; should the case be resolved in our favour, then you (or your heirs) will have recourse to a back-dated award. Anne
I have just received my "avis d'impot sur le revenu et prelevements sociaux." 2014, for income in 2013. I am confused about CSG and CRDS charges being levied on my state pension (taxable in France). I received it for the first time, part way through 2013, a total of approx €2500. Charges levied amounted to €198. I am convinced that I should not have to pay these charges. I think I made a mistake in my declaration. Specifically, I entered this amount in Box 8TQ of annex 2047. I think 8TX may have been a better box, but even that has a levy against it. Can anyone be specific about which would have been the correct box to declare my state pension please? Rgds Anne
Hi, Before I go into battle (again) with EDF/ERDF can anyone offer advice on the following. EDF send me bills for my power usage; ERDF maintain the network that supplies the power. I have suffered power outages for a number of years since asking for the rating to be increased to 15KVa. I now discover, (via a knowing neighbour) that my supply to the house is 3-phase and is controlled by a 3-phase contactor (owned and installed by EGF, predecessor to EDF/ERDF). My house circuits, however, are only single phase and as the rating of the contactor for each phase (set by EGF) is only 25 Amps, the maximum power I can achieve, on one phase, is less than 6KVa. I believe some correction, both a re-installation of the contactor and reimbousement of charges for a higher rating are in order. Anyone any advice on this please? Anne
I'm guessing that No social charges are aplied to UK rental income in 2014? What I would like to know is on the tax form 2042 k, there are two boxes 8TI and 8TK. for rental income. As we don't pay UK tax on rental income I was going to put the net figure in box 8TK, but I was thinking this would attract social charges? if they are charged? If this rental income was put in box 8TI tax exempt because its UK based (no tax is paid because its below the personal allowance) then would this have any affect? As we are both below any tax liability in France or the UK does it matter which box the amount is entered in?
Hi All, We have agreed a price and are in the very early stages of the process for a property in Indre (36). Within the 'compromis' we wish to add a clause to the effect that the sale will only be completed subject to being able to obtain the necessary permit(s) to extend the house into the attached hangar to form a salle a manger and an additioinal bedroom. As the prospective buyers is it possible for us to approach the Mairie to submit an application at this stage (ie not being the leagal owners) to confirm whether or not premission would be granted thereby allowing the sale to proceed, or is it only the property owners who can make such an approach? Thanks for any advice/tips that anyone can offer. Regards, Mike
Hi I have a French bank account cic opened in bayeux , i need to transfer money in a few weeks to buy a property, do l need to go to my original bank in bayeux , or can I go to any branch in France and transfer the money i have been told I can only transfer from my original branch, but the property l am buying is in the saumur area, so obviously it would be better if l could do the transfer from saumur annwaddy
As an auto entrepreneur my wife has received a form from our mutuelle, Répam Santé, regarding our ‘Attestation Fiscale Année 2014’. It refers to article 154 bis of the ‘Code General des Impots’ and under the heading ‘Maladie’ indicates an amount that she paid and that as a ‘profession libérale’ she must declare. Does anyone know where on the form this should be declared? Thank you