Discussions

started by: Richard-Hawkins-971141 · last update: 1600419107 · posted: 1600419107

HiWe would like to retire to Cyprus but are not quite ready.We went round the island a couple of years back looking at property and at the time we were still in the EU after the vote to leave.The agent we met at the exhibition had printed a sheet detailing the merits of moving to Cyprus before we left.As I remember the main issues were right to work, Healthcare and tax.As it stands, we can apply for an MEU1 as EU citizens. If we wait until after 31st December, then we have lost that right and have to apply as 3rd Country Nationals.The main worry is Healthcare. We were led to believe that you need private insurance for the issue of an MEU1 and then maintain it until retirement age, and then as an expat you get a form S1, which then gives you free healthcare.But the implication was, that if you came after the end of the transition, you lose the right to an S1, so would be paying for healthcare in your old age.However since our visit, the GESY system has started.Once we spend more than 183 days in Cyprus we become Tax resident and are liable to pay into the system (I checked this with GESY).But the plan is to rent a place to get the MEU1 and I commute back to my work in the UK, so for a  few years I would still be liable to UK Tax and not pay into GESY.So initially we would not pay into the system, and in theory if we spend less than 6 months in Cyprus each year and treat it more like a holiday home, then we may never pay into GESY until we reach UK Retirement age (67).We would need the MEU1 as we intend to stay more than 4 Months. But once issued with the MEU1 you can have an absence of up to 6 months.So once you have stayed 4 months, you don't actually need to rent permanently, but can keep visiting.You do need however need a Cyprus contact address for the Tax and Immigration Dept's.Has anyone had any experience of this  E.G Those who have held an MEU1 via a holiday or permanent home, that they no longer have ?We watched a webinar where another agent stated that in Cyprus you get free healthcare aged 60Now this may be true for Cypriot workers, but I am not sure this applies to UK Expats who  have not paid into the social system.I need to weigh up the pros and cons of moving before the end of the Transition, and I cannot find any clear answers.At what age if any do you stop paying into the GESY system, as the literature shows pensioners paying 2.65%.Would we get free healthcare as an Expat  once we reach retirement age ?If we came as 3rd Country nationals, would we pay into the GESY system just like anybody else and do we get any free care when we retire (and at what age)If we apply for residency as 3rd country nationals, can we then stay permanently - albeit without the right to work (Category F)Hoping someone can advise

started by: pc49-661910 · last update: 1598774244 · posted: 1598774244

Good morning, I am 81 year old UK Resident! I have lived in Cyprus for part of each year since 1985 and have owned a property here since that time. I've  had a "Yellow Slip" since 2008. Next week I have have an appointment to request "Permanent Residency" here in Cyprus (and dont forsee any problems with it being granted) I do however intend to continue living partly here in Cyprus and partly in the UK (family etc,) The main reason for my application is because my Euro Health card will cease to be valid come Brexit. Upto the present time here in Cyprus, I have been in reasonabley good health and have managed to pay for doctors consultations/Prescriptions /medication and for other additional services (X rays etc). I have a few questions however that I cant find the answers to...Can I be a resident of both the UK and Cyprus?........Do I need a UK Passport and a Cypriot Passport? Can I have both if I wanted?......Can I continue to use my UK Driving license here in Cyprus after Brexit? .....It has been mentioned that I will need to exchange my UK (euro) Driving License for a Cypriot Driving Licence but will be allowed to drive in the UK on my Cypriot License.?? (doesnt sound right)..... can anyone please answer my questions and explain the situation in simple terms...Look forward to help and replies Regards PC 49 (Keep Safe)    

started by: susan-lovelace-968671 · last update: 1597830896 · posted: 1597830896

Hello, I moved to Cyprus 6 years ago but have never obtained my Yellow slip. I am planning to proceed shortly to obtain but could this cause an issue for me as in high fines etc. Also my 3 children one of them is 23 , can he be included when registering or will he have to apply separately? Thanking you in advance.

started by: Andrew-Charalambous-963574 · last update: 1593326789 · posted: 1593326789

Is there a law that prevents tenants from planting vegetables on private ground? I have tenants who think they can do what they want, and plant vegetables on my land which is private. 

started by: erico96 · last update: 1592502868 · posted: 1592502868

Can anyone advise how I can get copies of documents which show the ownership of my house. These got lost around 8 years ago, and I don't know the relevant Government department to contact. Thanks.

started by: bennyg · last update: 1592305479 · posted: 1581519657

Hi,I have just received an email from my developerafter 13 years offering me my title deeds.Here is a breakdown of their bill:Admin 178 euroSAPA 716 euroIPT 507 euroMunicipality Fees 214 eurosThis is based on a 2 bed flat in Paphos92 m2.Can anyone explain what all these costs mean? Any help appreciated,      Keith.

started by: David-ayeni-956263 · last update: 1592305229 · posted: 1582399015

Please guys England not being part of Eu, will I still get yellow slip when i get married to my England lady here in Cyprus, and will I be allowed to travel without applying for visa

started by: Tina-Jewell -963539 · last update: 1592304159 · posted: 1592161665

Hello, I’m not sure if this is the right place to ask but I Really need some help or advice. A letting agent and the house owner have both broken the agreement before I could move in. They advertised the property as available to be rented. The owner has my deposit and the agreement was done via the agent. Both are refusing to give back my deposit of 1500 euros. What can I do? Any help would be be greatly appreciated.  

started by: alfa7 · last update: 1591382422 · posted: 1590220549

So I wish to sell my property, and made a non-exclusive contract with a RE agent or two. Also advertising by myself. I already got offers for direct sale, but under the agreed marketing price. Of course, if I find a buyer I'd receive the same amount even with a lower price compared to agent selling and taking their share.Now, what bothers me: can I sell my property directly -despite the contract with an agent- for a lower price? So far, the agents haven't found any potential buyers, no offers made. 

started by: Pauline-Robinson-958220 · last update: 1589828453 · posted: 1585038021

How can I find out if the property we rent is owned by a bank?

started by: Yiannis1984 · last update: 1589486994 · posted: 1399291917

Hi everyone! Does anyone have heard anything about the Rent to Buy or Rent to Own scheme in order to buy a property in Limassol?   Is it available? Any developer that offered something like that?   Regards

started by: John Costello · last update: 1586888721 · posted: 1521043603

I am currently in UK but was seriously thinking of buying a 2 bed apartment in Cyprus in 2018 or 2019.However I have heard rumours of a 15% tax on the sale of all property.    Is there any truth to this ?  And if so when does it / did it come in ?Currently I would pay about 3% tax in purchasing a €100,000 euro apartment.   If 15% is imposed it will kill any chances of buying - unless I carry on working and saving for at least 18 months - and by then UK citizens will no longer be EU citizens - with all the added repercussions regarding immigration regulations.  No doubt after Brexit in March 2019 it will be much tougher for Brits to relocate to anywhere in the E.U.Is there any truth to this 15% property tax ??

started by: alanthea · last update: 1571590775 · posted: 1353582353

Hi there, My fiance is south african and i am an eu citizen. we are getting married in the next few weeks and we will be applying for his cypriot residency (yellow slip) through my eu status. I was wondering if he will be able to travel the eu with me, without the need of attaining visas? will a yellow slip be accepted at the airports? If anyone has any advice/ information that might I will appreciate it very much!

started by: Meet-Singh-946882 · last update: 1571590258 · posted: 1571590258

I m indian , married and have yellow slip, now i want move , ask for i have to take visa for go england? Or can we  go me n my wife go direct at airport without visa ??

started by: John Costello · last update: 1568570248 · posted: 1568570191

D.Fitzgerald Marketing marketed an apartment to me that resulted in a 10 MONTH conveyancing period due to there still being a mortgage on the property.During those 10 months I lost over £3,000 in unearned share income waiting with money in a Euro account. Never said a word about it and I had to find out through my (rather slow) lawyer. Ignorance is no excuse for a supposedly "professional" company. If the seller didn't say anything about it, as part of the procedure and due diligence of a professional estate agent they should have asked before marketing the property!! Also when I eventually took ownership of the apartment, on arrival I found the washing machine pulled out from the wall and broken. D Fitzgerald Marketing were the only people to have possession of the keys during the 10 months yet they bizarrely offered the ludicrous excuse that either the seller came back and did it (why???) or a former tenant did it (for no apparent logical reason and no gain!!) - Probably one of there staff knew it was broken when I viewed the apartment in November 2018 and didn't say anything to Daryl Fitzgerald. They might be "big hitters" in the Paphos real estate business but they are NOT at all professional. At least not in my experience. If they want to sue or threaten to sue....I don't care. The facts speak for themselves.

started by: H.Sharpe · last update: 1566327136 · posted: 1566327136

Dear All, I would like to inform you that I recently published a post on my blog regarding the free movement of UK nationals in Cyprus in a post brexit era. The post may be found by following this link http://thecypruslawyer.com/post-brexit-free-movement-of-uk-nationals-in-cyprus/ 

started by: ells-k-942105 · last update: 1566326841 · posted: 1564564902

Hi Guys, I have been renting a house for 6 years now and the owner has decided to sell the property and has asked us to leave. We have been looking around but the way the prices are in Limassol now its not easy to find a 3 bedroom within your budget. Now the owner has started putting pressure on us every month they come for the rent demanding we leave as they need to sell the house, they are now divorced and Im assuming want to pay the loan off and get half each. We have nothing in writing its all been verbal so far. Last month I called the landlady to say the AC was not working in one of the bedrooms, and she started shouting at me she refuses to fix anything in the house now as wants to sell the house. Now she has threatened me that if me and my family do not leave she will cut the water supply off. For 6 years we had no problems and pay every month on time our rent, and now due to them splitting up which I can assume must be quite bitter and hard on them its now us left in a horrible situation. The electric is in my name, but the water we kept in their name 6 years ago. Also we have a contract but after 6 years I cant find it, I asked her for her copy but she says her ex has it somewhere. By law can she just go and cut our water?Of course long term this situation can not continue and I will find somewhere to live but right now I can not find anything within my budget.Any advice would be a great help, thanks!!

started by: Narniq · last update: 1560425967 · posted: 1379509434

My yellow card has been canceled due to the fact that a few months after my divorce with no European citizen in Cyprus the emmigratin office suspects that our marriage was inefficient. I received a  letter it says that I have to leave Cyprus, but really, could be extradited even though I am a European citizen?Can anybody recommend me a good lawyer in Paphos, who have experience in this cross-checked to appeal that decision to the court.   Thank you!!!

started by: pops_clarkson · last update: 1555321706 · posted: 1555321706

Hi, don't know if anyone can help, but I have been told that I might be entitled to a 50% refund on my property transfer tax, if I paid the full amount after 2011.  Cheers John

started by: Kalyta · last update: 1550962919 · posted: 1519332692

Anyone know how you can trace progress of probate in Cyprus.

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