Discussions

started by: Tracy-Mahal-995818 · last update: 1625658582 · posted: 1622746683

My neighbour owns the boundary wall and has a gas pipe (in use) attached to the wall but on my side so hanging inside my garden.  She believes this is ok as it’s her wall even though it’s brackets are breaking and it’s hanging down.  when I asked how maintenance could be done she said that any workers are obviously allowed inside my property to carry out any maintenance work. Can anyone advise or point me towards a lawyer that can help.thanks

started by: HardPoint1 · last update: 1622482920 · posted: 1377857122

What things should be taken into consideration when choosing an IT outsourcing partner in Cyprus? Check your outsourcing partner's infrastructure and technology When you have an office in Cyprus and one or more branches elsewhere in the world, it is obvious that your outsourcing partner should use best-of-breed infrastructure and high-end technology to handle the tasks. Check if the outsourcing IT team has the right qualifications to perform IT tasks for your company and to reach all of your goals. Ask for references and check the proven track records Find out if your offshore partner has experience in delivering the required services at the scale of your business needs. You wouldn’t want the IT company to get its first experience in IT outsourcing when working for you. References are there so you can find out more about the quality of service, timely deliveries and customer support services.  You can also check company’s profile on Microsoft Pinpoint, in Cyprus section. Look for Gold and Silver competencies. Don’t forget to check the feedback section. Check if the IT partner provides a full IT service pack Sometimes your company may face various IT problems and then it is always good to be able to contact your outsourcing partner as the team there will see the whole picture and you will not need to explain your ideas all over again. Check language and cultural compatibility Your IT partner should understand your employees well to ensure effective and quick troubleshooting. Also your IT partner should be aware of your organizational structure and cultural peculiarities.

started by: Ian -Scott-995105 · last update: 1621861958 · posted: 1621861958

Hi,I’m sure Ive seen some discussion on this forum regarding having a Will drawn up and lodged in Cyprus to be treated as a UK WILL……An EU Directive. How does Brexit affect this?We are a married couple living in Cyprus and want to ensure a will written and deposited in Cyprus has the correct wording added to ensure the Will will be treated under English jurisdiction. Ensuring our property and possessions are left in entirety to the surviving spouse without being divided up amongst family members as per Cyprus laws of Succession Any help on the matter would be greatly appreciated 

started by: Alex-992877 · last update: 1621364729 · posted: 1621364636

What loan origination platform offers payday loans? Really need money.

started by: Christine-Travis-916163 · last update: 1603979337 · posted: 1603979337

What is my tax situation now that I receive my state pension and reside in Cyprus.? 

started by: Richard-Hawkins-971141 · last update: 1600419107 · posted: 1600419107

HiWe would like to retire to Cyprus but are not quite ready.We went round the island a couple of years back looking at property and at the time we were still in the EU after the vote to leave.The agent we met at the exhibition had printed a sheet detailing the merits of moving to Cyprus before we left.As I remember the main issues were right to work, Healthcare and tax.As it stands, we can apply for an MEU1 as EU citizens. If we wait until after 31st December, then we have lost that right and have to apply as 3rd Country Nationals.The main worry is Healthcare. We were led to believe that you need private insurance for the issue of an MEU1 and then maintain it until retirement age, and then as an expat you get a form S1, which then gives you free healthcare.But the implication was, that if you came after the end of the transition, you lose the right to an S1, so would be paying for healthcare in your old age.However since our visit, the GESY system has started.Once we spend more than 183 days in Cyprus we become Tax resident and are liable to pay into the system (I checked this with GESY).But the plan is to rent a place to get the MEU1 and I commute back to my work in the UK, so for a  few years I would still be liable to UK Tax and not pay into GESY.So initially we would not pay into the system, and in theory if we spend less than 6 months in Cyprus each year and treat it more like a holiday home, then we may never pay into GESY until we reach UK Retirement age (67).We would need the MEU1 as we intend to stay more than 4 Months. But once issued with the MEU1 you can have an absence of up to 6 months.So once you have stayed 4 months, you don't actually need to rent permanently, but can keep visiting.You do need however need a Cyprus contact address for the Tax and Immigration Dept's.Has anyone had any experience of this  E.G Those who have held an MEU1 via a holiday or permanent home, that they no longer have ?We watched a webinar where another agent stated that in Cyprus you get free healthcare aged 60Now this may be true for Cypriot workers, but I am not sure this applies to UK Expats who  have not paid into the social system.I need to weigh up the pros and cons of moving before the end of the Transition, and I cannot find any clear answers.At what age if any do you stop paying into the GESY system, as the literature shows pensioners paying 2.65%.Would we get free healthcare as an Expat  once we reach retirement age ?If we came as 3rd Country nationals, would we pay into the GESY system just like anybody else and do we get any free care when we retire (and at what age)If we apply for residency as 3rd country nationals, can we then stay permanently - albeit without the right to work (Category F)Hoping someone can advise

started by: pc49-661910 · last update: 1598774244 · posted: 1598774244

Good morning, I am 81 year old UK Resident! I have lived in Cyprus for part of each year since 1985 and have owned a property here since that time. I've  had a "Yellow Slip" since 2008. Next week I have have an appointment to request "Permanent Residency" here in Cyprus (and dont forsee any problems with it being granted) I do however intend to continue living partly here in Cyprus and partly in the UK (family etc,) The main reason for my application is because my Euro Health card will cease to be valid come Brexit. Upto the present time here in Cyprus, I have been in reasonabley good health and have managed to pay for doctors consultations/Prescriptions /medication and for other additional services (X rays etc). I have a few questions however that I cant find the answers to...Can I be a resident of both the UK and Cyprus?........Do I need a UK Passport and a Cypriot Passport? Can I have both if I wanted?......Can I continue to use my UK Driving license here in Cyprus after Brexit? .....It has been mentioned that I will need to exchange my UK (euro) Driving License for a Cypriot Driving Licence but will be allowed to drive in the UK on my Cypriot License.?? (doesnt sound right)..... can anyone please answer my questions and explain the situation in simple terms...Look forward to help and replies Regards PC 49 (Keep Safe)    

started by: susan-lovelace-968671 · last update: 1597830896 · posted: 1597830896

Hello, I moved to Cyprus 6 years ago but have never obtained my Yellow slip. I am planning to proceed shortly to obtain but could this cause an issue for me as in high fines etc. Also my 3 children one of them is 23 , can he be included when registering or will he have to apply separately? Thanking you in advance.

started by: Andrew-Charalambous-963574 · last update: 1593326789 · posted: 1593326789

Is there a law that prevents tenants from planting vegetables on private ground? I have tenants who think they can do what they want, and plant vegetables on my land which is private. 

started by: erico96 · last update: 1592502868 · posted: 1592502868

Can anyone advise how I can get copies of documents which show the ownership of my house. These got lost around 8 years ago, and I don't know the relevant Government department to contact. Thanks.

started by: bennyg · last update: 1592305479 · posted: 1581519657

Hi,I have just received an email from my developerafter 13 years offering me my title deeds.Here is a breakdown of their bill:Admin 178 euroSAPA 716 euroIPT 507 euroMunicipality Fees 214 eurosThis is based on a 2 bed flat in Paphos92 m2.Can anyone explain what all these costs mean? Any help appreciated,      Keith.

started by: David-ayeni-956263 · last update: 1592305229 · posted: 1582399015

Please guys England not being part of Eu, will I still get yellow slip when i get married to my England lady here in Cyprus, and will I be allowed to travel without applying for visa

started by: Tina-Jewell -963539 · last update: 1592304159 · posted: 1592161665

Hello, I’m not sure if this is the right place to ask but I Really need some help or advice. A letting agent and the house owner have both broken the agreement before I could move in. They advertised the property as available to be rented. The owner has my deposit and the agreement was done via the agent. Both are refusing to give back my deposit of 1500 euros. What can I do? Any help would be be greatly appreciated.  

started by: alfa7 · last update: 1591382422 · posted: 1590220549

So I wish to sell my property, and made a non-exclusive contract with a RE agent or two. Also advertising by myself. I already got offers for direct sale, but under the agreed marketing price. Of course, if I find a buyer I'd receive the same amount even with a lower price compared to agent selling and taking their share.Now, what bothers me: can I sell my property directly -despite the contract with an agent- for a lower price? So far, the agents haven't found any potential buyers, no offers made. 

started by: Pauline-Robinson-958220 · last update: 1589828453 · posted: 1585038021

How can I find out if the property we rent is owned by a bank?

started by: Yiannis1984 · last update: 1589486994 · posted: 1399291917

Hi everyone! Does anyone have heard anything about the Rent to Buy or Rent to Own scheme in order to buy a property in Limassol?   Is it available? Any developer that offered something like that?   Regards

started by: John Costello · last update: 1586888721 · posted: 1521043603

I am currently in UK but was seriously thinking of buying a 2 bed apartment in Cyprus in 2018 or 2019.However I have heard rumours of a 15% tax on the sale of all property.    Is there any truth to this ?  And if so when does it / did it come in ?Currently I would pay about 3% tax in purchasing a €100,000 euro apartment.   If 15% is imposed it will kill any chances of buying - unless I carry on working and saving for at least 18 months - and by then UK citizens will no longer be EU citizens - with all the added repercussions regarding immigration regulations.  No doubt after Brexit in March 2019 it will be much tougher for Brits to relocate to anywhere in the E.U.Is there any truth to this 15% property tax ??

started by: alanthea · last update: 1571590775 · posted: 1353582353

Hi there, My fiance is south african and i am an eu citizen. we are getting married in the next few weeks and we will be applying for his cypriot residency (yellow slip) through my eu status. I was wondering if he will be able to travel the eu with me, without the need of attaining visas? will a yellow slip be accepted at the airports? If anyone has any advice/ information that might I will appreciate it very much!

started by: Meet-Singh-946882 · last update: 1571590258 · posted: 1571590258

I m indian , married and have yellow slip, now i want move , ask for i have to take visa for go england? Or can we  go me n my wife go direct at airport without visa ??

started by: John Costello · last update: 1568570248 · posted: 1568570191

D.Fitzgerald Marketing marketed an apartment to me that resulted in a 10 MONTH conveyancing period due to there still being a mortgage on the property.During those 10 months I lost over £3,000 in unearned share income waiting with money in a Euro account. Never said a word about it and I had to find out through my (rather slow) lawyer. Ignorance is no excuse for a supposedly "professional" company. If the seller didn't say anything about it, as part of the procedure and due diligence of a professional estate agent they should have asked before marketing the property!! Also when I eventually took ownership of the apartment, on arrival I found the washing machine pulled out from the wall and broken. D Fitzgerald Marketing were the only people to have possession of the keys during the 10 months yet they bizarrely offered the ludicrous excuse that either the seller came back and did it (why???) or a former tenant did it (for no apparent logical reason and no gain!!) - Probably one of there staff knew it was broken when I viewed the apartment in November 2018 and didn't say anything to Daryl Fitzgerald. They might be "big hitters" in the Paphos real estate business but they are NOT at all professional. At least not in my experience. If they want to sue or threaten to sue....I don't care. The facts speak for themselves.

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