After telephing CPAM & DWP I am not really thinking I have the right info as I am confused... We are permanently moving toFrance this year both being under uk retirement age by 5 & 7 years respectively , we have paid our 35 years of NI Contributions in uk. I spoke to DWP first they said we are not entitled to a S1 form as we are under uk retirement age, CPAM told me to ring DWP and ask first.. CPAM office told me that to get on healthcare system ( then would buy a top up for remaining 30 percent ) we would need bring our uk earnings proof and then pay 8 percent of our earnings ( that we've already paid uk tax on for 2015 ) less the French allowance of 9k euros each .. Then in subsequent years if we are not working will have to pay 8 percent on our savings to stay on French healthcare system less 9 k euro allowance each..so im thinking it may be cheaper to buy private healthcare, as we would pay a bigger sum on our life savings im guessing.
i had also heard about setting up a micro buisness as my husband does consultancy from time to time in eu though not permanent was wondering if that was a better option for us but not sure if the earnings, if and when they happen would generate enough income to warrant a micro buisness.
has anyone had any similar experiences, I'm unsure totally now
