Opening a Bank Account in Denmark

Find out what is required to open a bank account in Denmark...

Civil registration number - CPR-nummer

In order to open a bank account, all banks require a foreigner's civil registration number or CPR-nummer. A bank account cannot be opened without it. An account is usually opened immediately after all the correct documents have been shown. The following documents are required:

  • Passport or identification card (some banks require a copy of this to be notarised)
  • Document showing Danish address (recent utility bill or rental contract)
  • CPR number
  • An employment contract if working in Denmark
  • Students must provide proof of their place in university
Depending on the bank, other documents may be required; for example, some banks may also request an employment contract; students may have to prove that they have been admitted to a university or school in Denmark.

Making payments in Denmark

Once an account has been opened, the bank issues an electronic bank card (Dan Kort) which can be used for payments in shops, supermarkets, petrol stations, and post offices.

A bank card can be used to withdraw cash from ATMs throughout the country. ATMs are open 24 hours a day. Outside big cities such as Copenhagen, however, they may be closed from 01:00-06:00.

Cheques are still available but are no longer in common use.