Using a Greek Bank Account

The products and services available from banks in Greece...

Greek banks are usually open Monday to Thursday from 08:00-14:30 and generally close earlier on Fridays, although hours may vary for each town and branch. Larger cities may have branches with longer opening hours, or may even be open at weekends. For all banking operations, a passport or other photo ID is necessary as proof of identity.

ATM machines

Most Greek banks have ATMs (automatic teller machines) situated in front of, or just inside, the bank, and are usually available 24 hours a day.


Personal cheques are not commonly used in Greece. They must be written in Greek, with dates written in day-month-year order.


Most of the Greek terms are translated into English on bank statements so that they are understandable to non-Greek customers.

Foreign exchange

It is advisable to keep receipts of foreign exchange as they may be necessary for proof in residence issues, for tax purposes, and for the export of currency from Greece.

Credit cards

Most banks issue a variety of cards: credit cards, debit cards, business cards, prepaid cards, and special bank cards which allow automatic transactions and can also serve as a debit card at selected retail stores.

In order to apply for a credit card, the following documentation is normally required:

  • A passport or Greek identification card
  • Tax number (AFM)
  • A letter of recommendation from the applicant's former bank

Credit limits are usually relatively low.