The European Health Insurance Card, EHIC, allows EU residents to access medical resources when travelling outside of their EU country of residence…
European citizens and legal residents travelling within the European Economic Area, (the European Union, Norway, Iceland and Liechtenstein) and Switzerland, for private or professional reasons are entitled to a European Health Insurance Card
), which simplifies the procedure when receiving medical assistance during their stay in a member state.
The EHIC entitles the holder to the same treatment at the same cost as a national of that country. For example, if medical care is provided free of charge in the member state where treatment is required, the claimant will be entitled to free medical care on presentation of the card or an equivalent document.
Presentation of the EHIC guarantees reimbursement of the medical costs on the spot, or soon after returning home.
In the event of treatment being required present the card at the earliest opportunity. The card is only valid for state provided services
, not private hospitals or treatments.
The card is available free of charge through the local health authority of the country of residence.
Third-country nationals (from outside the EU/EEA) resident in the EU and holding an EHIC cannot use their EHIC in Norway, Liechtenstein or Switzerland. In Iceland, non EU/EEA nationals are only covered for emergency treatment. Holders of an EHIC in Denmark will only be eligible for free treatment in a public hospital in the event of:
- a sudden illness
- an unexpected aggravation of a chronic condition
- an emergency
The only personal information on the EHIC is the card holder's surname and first name, personal identification number and date of birth. The European health insurance card does not contain medical data. The card contains the same information in all countries where it is issued.
The duration of validity of the card varies from country to country - find out about this when making an application.
The EHIC in Luxembourg
The European Health Insurance Card (Carte Européenne d'Assurance Maladie
) allows all legal residents of Luxembourg to benefit from emergency medical treatment and care when temporarily abroad.
: this is not independent travel insurance.
Applying for an EHIC in Luxembourg
Anyone covered by the Luxembourg social security system is entitled to a CEAM/EHIC
The card is issued free of charge by the Luxembourg Social Security offices
(Securité Sociale - Grand Duché de Luxembourg
- It is a plastic, non-electronic card
- Each member of a family must have their own card, including children under sixteen
- This card cannot be used in Luxembourg (unless the card is issued in another member state) and is not a method of payment
To apply for a European Health Insurance Card online, visit CCSS
Claiming in Luxembourg with a card issued elsewhere
A card cannot be used within Luxembourg unless it has been issued elsewhere in the EU.
Doctors and dentists
: To benefit from treatment it will be necessary to contact any general practitioner, specialist or dentist and present a valid EHIC. Fees are generally paid to the practitioner by the patient who will be reimbursed a percentage of the doctor's tariffs. Reimbursements are requested at one of the offices of the Caisse de maladie des Ouvriers
Note, a referral from a GP is not required to see a dentist or specialist doctor.
: Medication must be obtained from a pharmacy with a doctor's prescription. Reimbursement is dependent on the category of medicine and can be obtained from one of the offices of the Caisse de maladie des Ouvriers
on presentation of the receipt, the doctor's prescription, the EHIC and proof of identity.
: Hospital care is paid for by the person's sickness insurance scheme. Doctor's fees are paid separately by the patient. A daily fee must be paid by patients over 18 up to a maximum of 30 days per year.
Certain treatments such as dialysis and oxygen must be requested at one of the hospitals before arrival in Luxembourg.
EHIC Smartphone Application
The European Commission (Directorate General Employment, Social Affairs and Inclusion) has developed a useful multi-language smartphone application which gives details of how to use the EHIC card in different countries within the EU. It summarises the treatments, costs, procedure for reimbursement and emergency numbers.