Mortgages in Qatar

Information about the procedure for taking out a mortgage on property in Qatar...

Most of the major banks with a presence in Qatar offer mortgage facilities for property purchases, although lending conditions are much less favourable now than they were before the global economic downturn. Deposits required vary from lender to lender, and depend on the value of the property being purchased.

Agreement in principle

Mortgages can be agreed in principle before a property bid is made, but confirmation of the mortgage is based upon the bank’s assessment of the value of the actual property being purchased.

Interest rates

Interest rates and lengths of mortgages vary too. Islamic banks do not charge interest, in compliance with Sharia law, but usually have a shorter repayment term.


Some developers have links with particular banks, and the purchaser may be obliged to take a mortgage from that institution.

Further Information