Using a Turkish Bank Account

Find out about the products and services available from banks in Turkey, plus how to read and write Turkish numbers...

All banks offer cash withdrawal/debit cards, a wide range of credit cards and a cheque book according to customer preferences and needs. The account holder and/or signatory(ies) are the only people authorised to withdraw funds. A wide range of services is available, including: deposits and investments, loans, credit cards, mortgages, standing orders, insurance and pension plans and private banking. The majority of these services are provided through Internet banking, telephone banking and ATM banking, and most of them are available in English.

It is possible to pay almost everywhere and for everything with a credit card. Payment with debit and credit cards requires a PIN code. Visa and MasterCard payments are accepted almost everywhere; American Express is accepted in some places.

Cash machines (ATMs) are easy to find in most towns and villages, and are straightforward to use; enter the card and follow the on-screen instructions. Many machines allow selection of English-language instructions.


Cheques are not common and are mostly used for business purposes.

Bank statements

Bank statements are issued monthly for accounts and credit cards, and are sent to a postal address or email address according to preference. It is possible to receive statements in English.

Reading and writing numbers in Turkish

When writing or reading Turkish numbers, it is important to know the correct placement of full points and commas.

  • A full point marks the thousands, while a comma separates the cents (kuru?): one thousand TL is written 1.000,00 TL (Bin Türk Liras?)
  • A comma marks the fractions in a percentage and the percentage symbol is written before the number: fifty-two point six percent is written %52,6 (yüzde elliiki buçuk)