Buying a House or Apartment

What to expect from the property purchase process in the United Kingdom...

Buying and selling a property in the United Kingdom can be a complicated process. Below is a step-by-step guide to help through the process.

The Stages

Below is a summary of the stages involved when buying or selling a property; bear in mind that these can often overlap.

  • Researching local estate agents and obtaining a market appraisal of the property
  • Choosing the right agent/s
  • Arranging an Energy Performance Certificate (EPC)
  • Instructing a conveyance/solicitor
  • Getting an 'in-principle' mortgage agreement from a lender (if a loan is needed)
  • Searching for the right property
  • Making an offer
  • Getting a date for a survey to be carried out
  • Finalising the mortgage
  • Agreeing on a date for exchange of contracts
  • Arranging buildings and contents insurance to start from the exchange date
  • Agreeing on a completion date
  • Exchanging contracts
  • Informing utility companies of the moving date

Further Information

Information provided by James Trimble, Franchising Manager at Winkworth Franchising Ltd Tel: +44 (020) 8576 5580, e-mail |Website