How do youprepare your child for a good financial future? For many parents, making surethat their child has a bright future means making sure that they get acollege education. Others go so far as building a trust fund for theirkids. Does getting a credit card prepare your child for a goodfinancial future? If they come up to you and say “can I get a creditcard?”, do you say yes? do you say no?How can you tell if getting acredit card for your teen is the right thing to do?Here in Indonesia, you can get asupplementary card for your child as long as they’re 17 years old. If theywant to apply for a credit card on their own, they need to be at least 21 yearsold.Benefits of Letting Your Teen Owna Credit CardYour child can get the same benefits thatyou get with a credit card. They benefit from the convenience of notneeding to bring a lot of cash when they go out. It’s also a great way to payfor school essentials such as textbooks or new laptops or tablets. If they havea credit card, you don’t have to worry if they have money to spend if theycan’t get home immediately after a school trip.Cons of Letting Teens Own aCredit CardA credit card can also be misused. Youmight be shocked to find a huge charge on your credit card bill and beunable to cancel the purchase. A misused credit card can wreck havoc on thehousehold budget if the bill gets too big and the charges are notreversed.Is My Teen Ready for a CreditCard?So should you apply for a supplementarycredit card for your teen? If they asked you to get one for them, ask themwhat they need it for and see whether a credit card is the right financial toolfor them. You may realize that a debit card may be more useful for theirneeds. If you think that a credit card is the right tool for them, then youshould talk to your child and lay down the rules about using the card. Letthem know when and for what they are allowed to use the credit card. Thegreat thing about having a supplementary credit card is that you can stillmonitor the activity on the card and see what are being charged on thecard. Normally, the supplementary credit card’s credit limit is the sameas the primary card. To be on the safe side, you can also request that thecard limit on the supplementary card be lowered so that you can put a capon your child’s spending. Letting them have a credit card can be great way toteach them about their financial responsibilities and reviewing themonthly credit card bill with them can be a way to talk to them aboutgood financial habits. As long as you are confident that your child isresponsible enough to use a credit card wisely, then feel free to applyfor a supplementary credit card for them. Being responsible with credit, howto save money, and how to earn money are the financial skills that theyneed to learn from you as their parent.
Can anybody here suggest some outdoors after school activities that include local sports and games. What I mean is the traditional Indonesian games and activities. If there aren't any regular ones why don't we organize them? It's a shame to stay here and not get to know enough about this country and their customs. Safety should also be considered of course but I think if we involved local schools or the national plus ones it should be a good cultural exchange.
Hi friends, Where's a good place I can find genuine antiques or vintage items? I know about Jalan Surabaya in Menteng, but I've had a look there, and I don't think there are too many items that are really old, some probably from the turn of the last century (1900s). Can you suggest a good place? Even if it's out of Jakarta, to go antique hunting. Any info is much appreciated thanks!
Has anyone been to the handicraft centre at the basement level in Citos? It looks like offering a complete range of hand made goods from all over Indonesia. Can someone refer me to companies that have experience with exporting handicraft goods abroad? I would very much appreciate it. Thanks!
I've been meaning to expose my daughters to more local culture. They get some at school, but I want them to experience some local arts, including dance and crafts. My ideas was to hold a party fo a few of their friends to have some fun while learning about the local culture. Any ideas how to arrange this?
I'm new in town and have a 3 years old son which having speech delay. Looking for a treatment/ program for him immediately. Mentally and physically he's doing very okay, nothing to worry about only speech delay trouble. He understands english only. Please help us. Thank you!
Where is a good place to find used coloured paper, special ribbons and other gift wrapping items? Department stores have them I know for customers but what if I wanted in bulk for a group of a dozen kids or so? Also is there a place that specializes in the selling model kit trees and buildings?
Hi all, It's missed our notice, but it seems that the Jakarta International Community Centre is no longer operating. We tried to contact them but to no avail. We were contacted however by some former staff members who now opened up a similar concept in Bintaro Jaya called the Cindyra Centre. You can ask for Bregitta at (021) 7487 0156.
Hi, What is the safest suburb of Jakarta to live in? I want to stay where many other expats live and do their daily activities: send kids to school, areas to play, commute from the business district Sudiman. A friend of my partner lives in Cipete and works for telcoms in Pondok Indah. She says it is very convenient around there, or Kemang (but I think Kemang is too busy). Are these areas safe? Does it make sense to hire a security guard? I'm advised not to deal directly with police or other local auhorities. Let's connect, and if you have personal advise not for the forum, please send me a direct message. We used this site while in Singapore so I'm glad to see it is also here in Indonesia too.
Forgive me if this question has been raised before. I did a search and couldn't find out anything. Can anyone recommend a good midwife in Jakarta? Although my wife isn't pregnant, we hope to have another baby at some point and would like to have a home birth if possible. Any help in finding a qualified midwife is greatly appreciated. Thanks.
This news has circulated about some cleaning service personnel who've abused preschool kids at an international school in Jakarta (an Indonesian media http://m.merdeka.com/jakarta/bocah-tk-disodomi-petugas-kebersihan-jis.html). Can this be true? Isn't that one of the oldest international schools around? How do they let anyone who's not on the teaching staff get near these kids?
This time isn't for my daughter, but her friend (her mother is my best-friend). She's been looking for yoga all around Jakarta but none of them offered yoga for kids (10-15 years old). I promised her to put it in the forum that might help her to find a good appropriate one. So, if any of you have information or recommendation don't hesitate to put up in this discussion. I believe there must be some of them yet we just can't find it at the moment.
I'm wondering if there's Lunar New Year festival in Jakarta this weekend? I'm about to take my daughter seeing her first lion dance performance. It's gonna be interesting because she asked for it, last year she was too afraid to watch a huge dragon figure in Singapore. I would like to encourage her, there's no need to be afraid of.