We are just about to move to France from UK. We are renting in Puissalicon whilst we look for a house to buy. A few questions! I am retirement age in UK but my husband is not, although retired from work. What sort of top up health insurance will we need? I take thyroxine, which is free in UK, how do I get this in France? Best way to meet people?
Just received our cartes vitales and discussing top-up insurance. But I'm wondering if it's worth it. We're both retired and have S1 forms so we are entitled to health care in France. We understand that (in general) the French health system will pay around 70% and the mutuelle should pay the rest. BUT what is paid out is based on what the government thinks the service should cost. For example the government thinks a crown should cost about €279.00 and will pay 70% of that. The standard top-up insurance pays the extra 30%. i.e. approx €83.7. But the actual cost we've been quoted is €610 so even with mutuelle we'll still be more than €300 out of pocket. The cost of the insurance will be €160 per month. To get the full amount back we will have to pay €210 per month. So is it worth it? Could we not just save the money just in case? Or is there a risk of being caught out with a large bill f we don't have top-up insurance? Does anyone have any experience? Really struggling to make our minds up.
Having held a carte vitale for a few months now my husband and I are increasingly baffled by the differing amounts we seem to be reimbursed at the various outlets (chemist, laboratory, doctors). How much exactly of 23 euros visit to the doctor should we expect to receive back in our bank account? Sometimes it seems we get 15.10 and another 14.60. My husband has a mutuelle top up but that shouldn't make any difference to the amount the State pay by way of the CV should it? Sometimes our lab takes the CV but we will have to pay what seems a hefty fee and eventually get something back, but its less than 50%.Prescription charges - the chemist swipes the CV and we pay a charge but there is no reimbursement that follows. ??
Hello My wife who has had lung cancer, recently had what is thought to have been a minor stroke. She's OK but is a little slow and sometimes a bit unsteady. In November I need to return to the UK for 8 days and I need someone to make sure that she's alright , not falling over etc. Does anyone know where I can find such a service. Thanks Exxie