Discussions

started by: Jo-Wilkinson-934171 · last update: 1551795007 · posted: 1551795007

Advice urgently needed!I bought a house in France 13 years ago and have 2 years left to go on the mortgage. My brother visited yesterday and the locks were changed by baliffs in November and I have a court summons in France on the 2nd April. I have struggled in the last few years to pay the mortgage but have sent regular monthly payments to cover the mortgage costs, or so I thought. Apparently not! They have sent all correspondence to an old address so yesterday was the first I knew about it.Firstly, do I have to attend the court hearing and secondly what will happen if I dont?I have 2 young children and cant afford the cost of the flights. The house has been on the market for 7 years and despite dropping the price drastically there have been no buyers. I also asked the bank in 2017 if I could extend term to reduce monthly payments but they said no. I had informed the bank in writing about changes of address but they clearly didn't update their databaseHas anyone been in this situation? Not sure what to do and struggling where to go for adviceThanks in advance

started by: Deborah-Wright-897015 · last update: 1550962919 · posted: 1518775749

I have not received any property tax bills. Can anyone tell me who to contact to correct the situation. Last thing I need it a fine on top of a bills.Have approached Finacial Advisors in France, who say they can’t help.Grateful for any help.

started by: Deborah-Wright-897015 · last update: 1550962919 · posted: 1518775757

I have not received any property tax bills. Can anyone tell me who to contact to correct the situation. Last thing I need it a fine on top of a bills.Have approached Finacial Advisors in France, who say they can’t help.Grateful for any help.

started by: Deborah-Wright-897015 · last update: 1550962919 · posted: 1518775769

I have not received any property tax bills. Can anyone tell me who to contact to correct the situation. Last thing I need it a fine on top of a bills.Have approached Finacial Advisors in France, who say they can’t help.Grateful for any help.

started by: Deborah-Wright-897015 · last update: 1550962919 · posted: 1518775771

I have not received any property tax bills. Can anyone tell me who to contact to correct the situation. Last thing I need it a fine on top of a bills.Have approached Finacial Advisors in France, who say they can’t help.Grateful for any help.

started by: Deborah-Wright-897015 · last update: 1550962919 · posted: 1518775772

I have not received any property tax bills. Can anyone tell me who to contact to correct the situation. Last thing I need it a fine on top of a bills.Have approached Finacial Advisors in France, who say they can’t help.Grateful for any help.

started by: Deborah-Wright-897015 · last update: 1550962919 · posted: 1518775818

I have not received any property tax bills. Can anyone tell me who to contact to correct the situation. Last thing I need it a fine on top of a bills.Have approached Finacial Advisors in France, who say they can’t help.Grateful for any help.

started by: Deborah-Wright-897015 · last update: 1550962919 · posted: 1518775892

I have not received any property tax bills. Can anyone tell me who to contact to correct the situation. Last thing I need it a fine on top of a bills.Have approached Finacial Advisors in France, who say they can’t help.Grateful for any help.

started by: YELGRIMWOOD · last update: 1533550081 · posted: 1533550081

hi does anyone have any experience of the bank (la banque postale), which is said to be a popular bank in france? wanting a bank with english speaking service, we are close to eymoutiers (87120). or if anyone has any other knowledge of recommended banks, in this area, would be great!  thanks y bishop

started by: Deborah-Wright-897015 · last update: 1519757349 · posted: 1518854975

Anyone out there able to help me with my Property Taxes.I have received No bills here in the Uk, as I moved since buying my house in France.I have not been sent any bills over there either.How and Who do I contact to get these, so I can pay them ASAP.

started by: Polarengineer · last update: 1518259236 · posted: 1518006863

For those away from UK for more than 15 years and have been treated so undemocraticaly by being not allowed to vote (especially this blasted past referendum) please visit this link https://goo.gl/t5uyWFTo try to influence the UK Government to return our right to vote at Fridays private members bill in Parliament where this topic will be discussed. It might be interesting for you to join ECREU if you have not already done so.

started by: dingers-503329 · last update: 1517895289 · posted: 1517751652

Can anyone recommend car insurance in France were they have had experience with a claim, other than AXA.Preferably English speaking.

started by: profbook-577987 · last update: 1512909487 · posted: 1512755725

I live in England now but need an english speaking notaire for advice on selling our house without being present in France. ie Proxy. It is difficult for us to visit France for the sale (when it happens) for various reasons. Does anyone know an English speaking Notaire in the Bussiere-Poitevine/Le Dorat/Bellac area please that I can contact? Not sure if allowed to give me Notaire's name on forum, but a PM would serve well. Thank you.

started by: IANA-510558 · last update: 1512884906 · posted: 1511872664

We have some legal stuff to sort out and having found him on this site I wondered if anyone had used him and had any comments please.

started by: YELGRIMWOOD · last update: 1510580238 · posted: 1506692534

hijust wondering if anyone who speaks fluent french could make a phone call for us, and how much they would charge? we are having a small dispute with an insurance company, and they refuse to speak any english, so getting no where. Not getting any response from our letters either. if so, please email icbishop@hotmail.com.

started by: dingers-503329 · last update: 1505847843 · posted: 1505847843

Hi,Can anybody recommend an English speaking tax advisor. Area, Haute -Vienne and adjacent Thanks for assistance.

started by: heddfan-503234 · last update: 1505730299 · posted: 1504991697

Hi,  Looking for advice .In 2012 I took a quote from Amaquiz online insurance.Because at the time my car was still uk plated they confirmed they would not insure me .Yesterday I recieved a letter from a Hussier demanding 379 euros fo rthe same said insurance .Can this be right never took up the insurance yet after 5 years there demanding I pay.

started by: AMY-CHAPMAN-909354 · last update: 1505666294 · posted: 1505285900

If we are joint owners of a property, is it possible that one person can get a loan using the house as collateral, without the other property owner's consent? Is there a way to guard against this happening?

started by: profbook-577987 · last update: 1505639990 · posted: 1505577177

Hi everyone.I have a house in dept. 87 but moved back to England two years ago after eight years in France. Trying to sell but no luck yet. However I still get a bill from the taxman for the property tax (Fonciere). For the past few years while living in France and since returning to England, my tax bill has been around 160 euros. This was always the total of the column "Taxe ordures ménagères". This year there are also amounts in the two columns for Commune and Departement. This has raised the bill to 594 euros - a lot more than last year's 160 euros.Does anyone know a reason for this? Has it happened to you? or is it maybe an error on mine?I have sent a query to the tax office but while I am waiting for their reply I would be interested if anyone else has had this. Seems like I'm being punished for Brexit!Your views would be welcome.

started by: laurie-craft-907550 · last update: 1503133372 · posted: 1503064173

Hi everybodyDoes anyone know of an english speaking accountant or advisor who could help with my introduction to the french income tax system? Gueret / la Souterainne area preferably but willing to travel .

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