Hello. I own two properties and am about to sell them both. I have a charge against one of the properties that a bank has sold to a debt collection agency. The charge is against the lower priced of the two properties. If the higher priced property sells first, can the debt collection agency take the money (via the notaire) on the day of completion. I have a copy of the hypothetique showing the charges against the lower priced property and nothing against the higher priced property. In a nutshell a " bridging loan" was used to buy the lower priced property.
Advice urgently needed!I bought a house in France 13 years ago and have 2 years left to go on the mortgage. My brother visited yesterday and the locks were changed by baliffs in November and I have a court summons in France on the 2nd April. I have struggled in the last few years to pay the mortgage but have sent regular monthly payments to cover the mortgage costs, or so I thought. Apparently not! They have sent all correspondence to an old address so yesterday was the first I knew about it.Firstly, do I have to attend the court hearing and secondly what will happen if I dont?I have 2 young children and cant afford the cost of the flights. The house has been on the market for 7 years and despite dropping the price drastically there have been no buyers. I also asked the bank in 2017 if I could extend term to reduce monthly payments but they said no. I had informed the bank in writing about changes of address but they clearly didn't update their databaseHas anyone been in this situation? Not sure what to do and struggling where to go for adviceThanks in advance
hi does anyone have any experience of the bank (la banque postale), which is said to be a popular bank in france? wanting a bank with english speaking service, we are close to eymoutiers (87120). or if anyone has any other knowledge of recommended banks, in this area, would be great! thanks y bishop
For those away from UK for more than 15 years and have been treated so undemocraticaly by being not allowed to vote (especially this blasted past referendum) please visit this link https://goo.gl/t5uyWFTo try to influence the UK Government to return our right to vote at Fridays private members bill in Parliament where this topic will be discussed. It might be interesting for you to join ECREU if you have not already done so.
I live in England now but need an english speaking notaire for advice on selling our house without being present in France. ie Proxy. It is difficult for us to visit France for the sale (when it happens) for various reasons. Does anyone know an English speaking Notaire in the Bussiere-Poitevine/Le Dorat/Bellac area please that I can contact? Not sure if allowed to give me Notaire's name on forum, but a PM would serve well. Thank you.