I've never taken out a quick loan, that's interesting. My friends often practice this type of loans. Have you ever taken out a quick loan?
I was having problems with my finances. I tried to solve them on my own. Unfortunately, there were problems with my work during the quarantine. I decided to take a micro loan from the website https://starpaydayloans.com/ . I was helped by the guys from the site to solve my financial issues. I think that you should not be afraid to make such decisions. And competently study the information where you are ready to take a loan.
I've never taken out a loan. I think it is not the best option to solve financial issues.