Just thought I'd share this with you - I recently transferred a mortgage here and paid 1) the survey 2) the notary fees 3) insurance and have since discovered that a new law (the Bersani decreto) that says that the bank to who you are transferring the mortgage should cover ALL of these costs. Apparently only 20% of banks are upholding the new law!! So, I went on the net to find out what I could do now that they had already got my money and found an Italian consumer website! It's all in Italian but they have some already scripted letters to print and send with your name. Letters for querying your gas bill.....contesting fines etc......Here's the link http://www.altroconsumo.it/map/show/12370.htm
Dear all, after reading about the mortage scandal that happened to purplesally and an article about how Italy has not implemented several EU directives, I want to know if there is such a thing as the citzens advice bureau in Italy or where we should address our problems (we know the place to gripe is here and thanks for that). Mary
At the risk of possibly being chastised, I must ask a bit of advice about this thread on health care. Before I am told off, I must say I have read everything so far and it doesn't answer my query!Myself and my daughter of 12yrs old will take residency this year, but the rest of the family will stay on and work in the UK for the moment. I have paid NI contributions as a self employed person in the UK and my husband pays a full contribution. Will I need to obtain E106 form in order to get healthcare (I will not be working in Italy) and will my daughter have free healthcare?Moreover, will I be able to apply for a pension from UK even if I have residency in Italy based on my contributions to date? and when my husband DOES take residency, if he's under retirement age how will this affect his healthcare/ pension from UK?Sorry its a long one!
Americans abroad can vote by internet, fax, mail or in person at voting centers around the world. (In Florence, the Voting Center is on February 5, at Syracuse University, 15 Piazza Savaronola, 4-9 p.m.) This historic event has been featured recently in the New York Times, the International Herald Tribune, AP, Fox News, and other media outlets. To Qualify: You must be 18 or older by November 4, 2008 You must reside permanently or temporarily outside of the United States You must be an American citizen You must be a member of Democrats Abroad (www.DemocratsAbroad.org) To vote: By mail, internet or fax: you must be a member of Democrats Abroad by January 31, 2008 In person: come to the voting center on February 5 with an American ID
Hi, Does anyone have advice on how to set up business as an independent professional/consultant in Italy? How long should it take? The taxes paid, do they include enough to be entitled to Italy's Healthcare system? Any help would be appreciated Helen helen find me at aplaceinumbria.com
I need to get some passport photos signed but none of the Italian professionals I know are willing to put their stamp on it as the passport application here in Italy is different and they don't understand (trust) me!!! Has anyone else come across this problem?! Any solutions? I don't want to have to go all the way to the embassy just so that the consulate can sign it.
Just out of interest, has anyone else got a variable rate mortgage here in Italy? If so, is it advisable to change to a fixed at the minute or is it better to wait until things calm down a little? (If you can wait that long.....!) I'm watching my payments creep up and up..... it breaks my heart.